UCO Bank Specialist Officer Recruitment 2026 – UCO Bank has officially released the Generalist & Specialist Officer Recruitment 2026 notification under Advertisement No. HO/HRM/RECR/2025-26/COM-04, dated 13 January 2026. Through this recruitment drive, the bank aims to fill 173 officer-level vacancies across JMGS-I and MMGS-II scales in both Generalist and Specialist cadres.
This recruitment is especially important for candidates looking for stable government bank jobs, particularly professionals from MBA, CA, Engineering, IT, Data Science, AI/ML, Cyber Security and Finance backgrounds. Based on previous recruitment cycles, it is estimated that over 2 to 3 lakh candidates may apply this year due to the wide eligibility spectrum and high demand for specialist banking roles.
The online application window is open from 13 January 2026 to 02 February 2026.
Candidates must apply through the official website and for Latest & Easy-to-Read Updates and Simplified Details, visit GovtJobLink.com.
📝 Mock Test Available for this recruitment (Mock Test Link is given after Exam Pattern Section)
Latest Top Updates –UCO Bank Specialist Officer Recruitment 2026
| Details | Information |
|---|---|
| Recruitment Name | UCO Bank Generalist & Specialist Officer Recruitment 2026 |
| Application Status | Online Application Started |
| Application Start Date | 13 January 2026 |
| Last Date to Apply Online | 02 February 2026 |
| Total Vacancies | 173 Posts |
| Eligibility Snapshot | Graduate, MBA, CA, B.Tech, MCA, M.Sc |
| Application Fee | ₹175 / ₹800 |
| Selection Process | Written Exam / Screening / Interview |
| Training Commencement | As per Bank Schedule |
Important Exam Preparation Guides (Read Before Applying)
| 🔗 Important Exam Preparation Guide | |
| How to Prepare for Bank Officer Interview Without Coaching | Click here |
| English Preparation Strategy for Bank Exams 2026: Complete Study Plan, Syllabus & Practice Tips | Click here |
Table of Contents
UCO Bank Specialist Officer Recruitment 2026 – Notification No.: HO/HRM/RECR/2025-26/COM-04
Govt Jobs Simplified on GovtJobLink.com
UCO Bank Specialist Officer Recruitment 2026: Important Dates & Application Fee
| Important Dates | Application Fee |
|---|---|
| Application Start Date -13 / 01 / 2025 | SC / ST / PwBD – ₹175 |
| Last Date to Apply – 02 / 02 / 2026 | All Others – ₹800 |
| Fee Payment Last Date – 02-02-2026 | Payment Mode – Online |
| Exam Date – To be notified | Debit Card / Credit Card / UPI |
| Admit Card – Before Exam | Internet Banking |
UCO Bank Specialist Officer Recruitment 2026 : Age Limit & Eligibility Details
| Age Limit (As on 01-01-2026) | Eligibility Criteria |
|---|---|
| JMGS-I – 20 to 30 Years | Graduate / MBA / CA / B.Tech / MCA |
| MMGS-II – 22 to 35 Years | Relevant Post-Qualification Experience |
| Age Relaxation as per Govt Rules | Minimum 60% Marks (55% for Reserved) |
| SC/ST – 5 Years | Degree from Recognized University |
| OBC – 3 Years | Experience Mandatory for Most Posts |
| PwBD – 10 Years | One Post Only Per Candidate |
UCO Bank Specialist Officer Recruitment 2026: Vacancy Details
| Post Name | Scale | Vacancies |
|---|---|---|
| Trade Finance Officer | JMGS-I | 30 |
| Treasury Officer | MMGS-II | 10 |
| Chartered Accountant | JMGS-I | 50 |
| Chartered Accountant | MMGS-II | 25 |
| Software Developer | JMGS-I | 15 |
| Network Administrator | JMGS-I | 05 |
| Database Administrator | JMGS-I | 03 |
| System Administrator | JMGS-I | 03 |
| Cloud Engineer | JMGS-I | 03 |
| AI / ML Engineer | JMGS-I | 02 |
| Data Analyst | JMGS-I | 02 |
| Data Scientist | JMGS-I | 02 |
| Cyber Security Officer | JMGS-I | 03 |
| Data Privacy Compliance Officer | JMGS-I | 02 |
| Data Analyst | MMGS-II | 03 |
| Data Scientist | MMGS-II | 03 |
| Data Engineer | MMGS-II | 02 |
| Total Vacancies | 173 |
UCO Bank Specialist Officer Recruitment 2026 : How to Apply Online & Required Documents
| How to Apply Online – Step-by-Step | Required Documents (Upload Online) |
|---|---|
| Visit official website uco.bank.in → Career → Recruitment Opportunities | Recent passport-size photograph (JPG/JPEG) |
| Open Advertisement No. HO/HRM/RECR/2025-26/COM-04 | Signature on white paper (Black Ink) |
| Click “Click Here to Apply Online” | Date of Birth Proof (10th Certificate/Birth Certificate) |
| Complete New Registration using name, mobile & email ID | Identity Proof – Aadhaar / PAN / Passport / Voter ID |
| Note Registration Number & Password sent via SMS/Email | Educational Certificates (Degree / PG / CA / B.Tech etc.) |
| Login again and select ONLY ONE POST | Mark sheets with percentage/CGPA conversion |
| Enter qualification & experience details carefully | Experience Certificate (mandatory for most posts) |
| Upload photo, signature & documents as per size rules | Category Certificate (SC/ST/OBC-NCL/EWS if applicable) |
| Pay application fee through Online Mode only | PwBD Certificate (if applicable) |
| Verify details using Save & Next option | Any additional post-specific certificate |
| Submit final application and take printout | All documents must be clear & valid |
| Track updates through official website only | Wrong or fake documents lead to rejection |
UCO Bank Specialist Officer Recruitment 2026 : Selection Process & Pay Scale
| Selection Process | Pay Scale & Salary Benefits |
|---|---|
| Screening / Shortlisting based on eligibility & experience | JMGS-I: ₹48,480 – ₹85,920 |
| Online Written Examination (if conducted) | MMGS-II: ₹64,820 – ₹93,960 |
| Group Discussion (if required by bank) | Dearness Allowance (DA) |
| Personal Interview for shortlisted candidates | HRA / Lease Accommodation |
| Document Verification | CCA & Other Allowances |
| Medical Examination | Medical, LTC, Pension & Gratuity |
| Final Merit List based on overall performance | Promotion through internal exams & performance |
| Bank reserves right to modify selection stages | Stable long-term Government Bank Career |
UCO Bank Specialist Officer Recruitment 2026 : Exam Pattern & Syllabus
| Exam Pattern | Detailed Syllabus |
|---|---|
| Mode: Online (If Conducted) | Reasoning Ability – puzzles, logical reasoning |
| Question Type: Objective MCQs | English – grammar, comprehension, vocabulary |
| Medium: English | Quantitative Aptitude – arithmetic, DI |
| Sections vary as per post | Banking Awareness – RBI, banking terms |
| Negative Marking: As per bank norms | Professional Knowledge – post-specific |
| Duration: To be notified | IT Roles – DBMS, Networking, Cloud, Cyber Security |
| Sectional & Overall Cut-off | Finance – Treasury, Forex, Risk Management |
| Higher weightage to technical section | Data Roles – SQL, Python, Statistics, ML |
| Difficulty: Moderate to High | Compliance – GDPR, Data Privacy Laws |
| Focus on domain expertise | Current Affairs – Banking & Financial Sector |
Sample Questions & Recommended Books / Study Material
Q.1 What is the primary objective of Basel III norms in banking?
(A) Increase credit growth
(B) Improve liquidity and capital adequacy
(C) Reduce RBI intervention
(D) Promote digital banking
👉 Click Here to Check the Correct Answer
Correct Answer: (B)
Q.2 In Finacle Core Banking, which module handles customer information?
(A) GL Module
(B) CIF Module
(C) CRM Module
(D) CASA Module
👉 Click Here to Check the Correct Answer
Correct Answer: (B)
Q.3 Which data structure is most efficient for implementing cache memory?
(A) Stack
(B) Queue
(C) Hash Table
(D) Linked List
👉 Click Here to Check the Correct Answer
Correct Answer: (C)
Q.4 What does GDPR primarily focus on?
(A) Data monetization
(B) Data localization
(C) Personal data protection
(D) Cyber crime punishment
👉 Click Here to Check the Correct Answer
Correct Answer: (C)
Q.5 In Treasury operations, “Duration” is associated with:
(A) Credit Risk
(B) Liquidity Risk
(C) Interest Rate Risk
(D) Operational Risk
👉 Click Here to Check the Correct Answer
Correct Answer: (C)
Q.6 Which protocol is used for secure web communication?
(A) FTP
(B) SMTP
(C) HTTPS
(D) SNMP
👉 Click Here to Check the Correct Answer
Correct Answer: (C)
Q.7 What does CRAR indicate?
(A) Bank profitability
(B) Capital adequacy
(C) Loan recovery
(D) NPA percentage
👉 Click Here to Check the Correct Answer
Correct Answer: (B)
Q.8 Which cloud service model provides maximum control to the user?
(A) SaaS
(B) PaaS
(C) IaaS
(D) FaaS
👉 Click Here to Check the Correct Answer
Correct Answer: (C)
Q.9 What is the main use of Python Pandas library?
(A) Web development
(B) Data analysis
(C) Game design
(D) Network security
👉 Click Here to Check the Correct Answer
Correct Answer: (B)
Q.10 Which cyber attack involves deceiving users to obtain sensitive data?
(A) Malware
(B) DDoS
(C) Phishing
(D) Spoofing
👉 Click Here to Check the Correct Answer
Correct Answer: (C)
Q.11 In Machine Learning, which algorithm is best suited for reducing dimensionality while preserving maximum variance?
(A) K-Means
(B) Decision Tree
(C) Principal Component Analysis (PCA)
(D) Linear Regression
👉 Click Here to Check the Correct Answer
Correct Answer: (C)
Q.12 Which SQL clause is used to filter records after aggregation?
(A) WHERE
(B) GROUP BY
(C) HAVING
(D) ORDER BY
👉 Click Here to Check the Correct Answer
Correct Answer: (C)
Q.13 Under the Banking Regulation Act, 1949, which section empowers RBI to supersede the Board of Directors of a bank?
(A) Section 10A
(B) Section 21
(C) Section 35A
(D) Section 45
👉 Click Here to Check the Correct Answer
Correct Answer: (C)
Q.14 Which risk arises due to failure of internal processes, people or systems?
(A) Credit Risk
(B) Market Risk
(C) Liquidity Risk
(D) Operational Risk
👉 Click Here to Check the Correct Answer
Correct Answer: (D)
Q.15 Which forex transaction involves simultaneous buying and selling of currency for different value dates?
(A) Spot Transaction
(B) Forward Contract
(C) Swap Transaction
(D) Arbitrage
👉 Click Here to Check the Correct Answer
Correct Answer: (C)
Q.16 According to the Information Technology Act, 2000, which section deals with punishment for data theft and hacking?
(A) Section 43
(B) Section 65
(C) Section 66
(D) Section 72
👉 Click Here to Check the Correct Answer
Correct Answer: (C)
Q.17 In credit risk management, Probability of Default (PD) measures:
(A) Expected loss amount
(B) Chance of borrower default
(C) Recovery rate after default
(D) Exposure at default
👉 Click Here to Check the Correct Answer
Correct Answer: (B)
Q.18 Which encryption technique uses the same key for encryption and decryption?
(A) Asymmetric Encryption
(B) Hashing
(C) Symmetric Encryption
(D) Public Key Infrastructure
👉 Click Here to Check the Correct Answer
Correct Answer: (C)
Q.19 Which SQL command is used to permanently remove a table including its structure?
(A) DELETE
(B) TRUNCATE
(C) DROP
(D) REMOVE
👉 Click Here to Check the Correct Answer
Correct Answer: (C)
Q.20 Under RBI’s risk management framework, stress testing is primarily used to:
(A) Improve profitability
(B) Predict customer behavior
(C) Assess impact of adverse scenarios
(D) Reduce NPAs instantly
👉 Click Here to Check the Correct Answer
Correct Answer: (C)
Recommended Books / Study Material
Previous Year Questions – Specialist Officer Exam Memory-Based Papers (GovtJobLink.com)
Banking Awareness – Lucent Banking Knowledge
Professional Knowledge (IT) – Arihant IT Officer Guide
Finance & Treasury – Indian Institute of Banking & Finance (IIBF) Manuals
Data Science / AI – Hands-On Machine Learning by Aurélien Géron
📝 Free Mock Test –UCO Bank Specialist Officer Recruitment 2026
Candidates preparing for exam should practice mock tests to understand question difficulty, improve accuracy. This mock test is designed strictly as per the latest exam pattern and Syllabus.
Important Useful Links for Apply Online, Download Notification
⚠️ Important: Apply only through the official website.
🟢 Apply on Govt Job Link – Get complete eligibility, syllabus, exam pattern & updates at GovtJobLink.com
| IMORTANT LINKS | CLICK HERE FOR DIRECT LINKS |
|---|---|
| 1. Apply Online Link | Click Here |
| 2. Download Notification PDF | Click Here |
| 3. Official Website Link | Click Here |
UCO Bank Specialist Officer Recruitment 2026: Exam Preparation Strategy
Understand the Role First
- Specialist Officer exams are role-based, not general bank PO-style exams.
- Focus more on domain expertise than basic aptitude.
Professional Knowledge is the Key
- At least 60–70% preparation time should be allocated to professional subjects.
- Use industry-standard books, not just exam guides.
Previous Year & Memory-Based Questions
- Analyze memory-based questions to understand real exam expectations.
- Identify repeated concepts, especially in IT & Finance roles.
Mock Tests & Analysis
- Attempt sectional mocks first, then full-length tests.
- Spend more time on analysis than attempts.
Current Affairs (Selective)
- Focus only on banking, RBI, digital payments, regulations.
- Ignore generic national current affairs.
Interview Preparation (Very Important)
- Be ready to explain your work experience practically.
- Questions are often scenario-based, not theoretical.
Documentation & Accuracy
- Ensure experience certificates clearly match post requirements.
- Any mismatch can cause rejection even after interview.
Time Management
- Do not overprepare aptitude sections unnecessarily.
- Prioritize accuracy over attempts.
Revision Strategy
- Weekly revision of core professional concepts.
- Maintain short notes for formulas, commands, rules.
Mental Readiness
- Bank interviews assess clarity, ethics, responsibility.
- Be honest; panelists value real-world understanding.
Frequently Asked Question (FAQ)
Question 1 – Is UCO Bank Specialist Officer Recruitment 2026 open for freshers?
Answer – Some JMGS-I posts allow candidates with minimum 1 year experience, while MMGS-II requires higher experience.
Question 2 – Can I apply for multiple posts in UCO Bank SO Recruitment 2026?
Answer – No. Candidates can apply for only one post.
Question 3 – Is there a written exam for UCO Bank SO 2026?
Answer – The bank may conduct a written exam or direct interview depending on applications received.
Question 4 – What is the salary of UCO Bank Specialist Officer?
Answer – Salary ranges from ₹48,480 to ₹93,960 plus allowances.
Question 5 – Where can I get mock tests for UCO Bank SO 2026?
Answer – Mock tests and preparation guidance are available on GovtJobLink.com.
Question 6 – What is the age limit for UCO Bank Specialist Officer Recruitment 2026?
Answer – For JMGS-I posts, the age limit is 20 to 30 years, and for MMGS-II posts, it is 22 to 35 years as on 01-01-2026, with age relaxation applicable for SC, ST, OBC, PwBD and other eligible categories as per government rules.
Question 7 – What educational qualification is required for UCO Bank Specialist Officer Recruitment 2026?
Answer – Educational qualification for UCO Bank Specialist Officer Recruitment 2026 varies by post and includes Graduate, MBA (Finance/IB), CA, B.E/B.Tech, MCA, M.Sc, along with relevant post-qualification experience for most specialist roles.
Question 8 – What is the application fee for UCO Bank Specialist Officer Recruitment 2026?
Answer – The application fee for UCO Bank Specialist Officer Recruitment 2026 is ₹175 for SC/ST/PwBD candidates and ₹800 for all other categories, payable only through online modes such as Debit Card, Credit Card, Net Banking or UPI.
Question 9 – Is experience mandatory for UCO Bank Specialist Officer Recruitment 2026?
Answer – Yes, post-qualification experience is mandatory for almost all posts under UCO Bank Specialist Officer Recruitment 2026, and the experience certificate must clearly mention job role, duration, and nature of work relevant to the applied post.
Question 10 – Where can candidates get latest updates and preparation material for UCO Bank Specialist Officer Recruitment 2026?
Answer – For latest updates, simplified notification details, mock tests, sample questions, exam strategy and syllabus guidance related to UCO Bank Specialist Officer Recruitment 2026, candidates should regularly visit GovtJobLink.com.
Note: Applicants are strongly advised to carefully verify all details such as important dates, eligibility criteria, application fee, age limit, number of vacancies, experience requirements, and selection process from the official notification and official website before applying. Candidates must submit their applications only through the official website using the direct login link provided by the recruiting authority.
For the latest, easy-to-understand, and student-friendly government job updates, visit GovtJobLink.com – Latest Government Job Updates, where we also provide structured exam preparation guidance along with detailed exam pattern and syllabus information. For more government job notifications, candidates are encouraged to regularly check our Latest Jobs section.
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