Bank of Baroda SO Recruitment 2025 – Bank of Baroda (BOB), one of India’s largest public sector banks, has released the Specialist Officer (SO) Recruitment 2025 Notification under Advertisement No. BOB/HRM/REC/ADVT/2025/14 for Corporate and Institutional Credit Department.
A total of 50 vacancies have been announced for various Specialist Officer posts — including Manager, Senior Manager, and Chief Manager (Credit Analyst & Relationship Manager).
The online application process begins on 10 October 2025 and will remain open till 30 October 2025. Candidates fulfilling the eligibility criteria must apply through the official website of Bank of Baroda.
Candidates must apply through the official website and for Latest & Easy-to-Read Updates and Simplified Details, visit GovtJobLink.com
Table of Contents
Bank of Baroda SO Recruitment 2025 – Specialist Officer
Bank of Baroda SO Recruitment 2025 –Notificationt No. : BOB/HRM/REC/ADVT/2025/14
Govt Jobs Simplified on GovtJobLink.com
Bank of Baroda SO Recruitment 2025: Important Dates & Application Fee
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Bank of Baroda SO Recruitment 2025 : Age Limit & Eligibility Details
| Age Limit | Eligibility | ||
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Bank of Baroda Specialist Officer: Vacancy Details
| Vacancy Details |
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How to Apply Online & Required Documents for BOB
| How to Apply | Required Documents |
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Pay Scale & Selection Process of BOB
| Selection Process | Pay Scale | ||
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Specialist Officer : Exam Pattern & Syllabus
| Exam Pattern & Syllabus | |||
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Important Useful Links for Apply Online, Download Notification
| Important Useful Links | |||
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| Apply Online | Click Here | ||
| Download Notification | Click Here | ||
| Join Whatsapp Channel | Click Here | ||
| Join Telegram Channel | Click Here | ||
| Official Website of Department | Click Here | ||
Exam Preparation Strategy
The Bank of Baroda Specialist Officer (SO) Exam 2025 requires deep conceptual understanding, updated banking knowledge, and strong analytical ability.
Follow this smart, structured preparation roadmap to maximize your score and clear both Online Test & Interview Rounds.
1. Understand the Exam Structure & Weightage
- Total 150 questions / 225 marks / 150 minutes.
- Reasoning, English Language, Quantitative Aptitude (qualifying sections), and Professional Knowledge (core scoring section – 150 marks).
- Focus maximum time on Professional Knowledge, as it carries two-third weightage in final merit.
2. Create a Topic-wise Study Plan
| Subject | Recommended Hours per Week | Focus Areas |
|---|---|---|
| Reasoning Ability | 6–8 hrs | Puzzles, Seating Arrangements, Data Sufficiency, Coding-Decoding |
| English Language | 5–6 hrs | Reading Comprehension, Error Detection, Para Jumbles, Vocabulary |
| Quantitative Aptitude | 6–8 hrs | DI, Profit & Loss, Simplification, Ratio, Time & Work |
| Professional Knowledge | 12–15 hrs | Credit Risk, Financial Analysis, Corporate Finance, Banking Regulations |
| Current Affairs & Banking Updates | 3 hrs | RBI Circulars, Budget, Monetary Policy, Financial News |
3. Master Professional Knowledge Section
- Revise Financial Ratios, Credit Appraisal Process, Balance Sheet Analysis, NPA Management.
- Study topics like Basel Norms, Treasury Management, Loan Syndication, and Corporate Lending.
- Go through Bank of Baroda’s latest Annual Report for real-time examples of Corporate Lending performance.
4. Strengthen Conceptual Clarity & Revision
- Make short notes for important formulas and banking terms.
- Use flash cards for key definitions like CASA, CAR, ALM, Provisioning Norms.
- Weekly revise last 7 days’ topics to retain accuracy.
5. Attempt Mock Tests & Previous Year Papers
- Practice at least 10 full-length mock tests and 15+ sectional tests.
- Analyze mistakes and time management after each test.
- Focus on speed and accuracy simultaneously.
6. Stay Updated with Banking & Financial News
- Read The Hindu Business Line, Economic Times, and RBI Monthly Bulletin.
- Follow RBI, SEBI, IRDAI, and Bank of Baroda official press releases for recent policy updates.
7. Interview & GD Preparation
- Prepare to answer questions on Credit Policy, RBI Guidelines, NPAs, and Digital Banking Trends.
- Practice speaking about your work experience and case studies in Corporate Credit Portfolio Management.
- Work on communication, presentation skills, and professional etiquette.
8. Key Tips to Crack the Exam
- Focus more on concept than rote learning.
- Time management is crucial — divide 150 minutes strategically.
- Maintain a positive mindset and regular study routine.
- Attempt Professional Knowledge section first in mock tests to build confidence.
Sample Questions & Recommended Books / Study Material
Reasoning Ability
- In a coded language, if BANK = 29 and LOAN = 41, then CREDIT = ?
- A person facing south turns left twice and then right. Which direction is he facing now?
- Statement: All credits are debits. Some debits are assets. Conclusion: ?
- Arrangement Puzzle: Five branches – Delhi, Mumbai, Kolkata, Pune, Chennai – different loan sizes. Who has highest loan amount?
- If “NPA” is coded as “14 16 1,” find the code for “LOAN.”
English Language
- Choose the word closest in meaning to ‘Liability’.
- Fill in the blank: The bank’s new policy aims to ______ the risk of default.
- Find the error: Each of the branches have submitted their report.
- Rearrange – (A) The central bank (B) announced (C) new monetary guidelines.
- Cloze Test – The credit analysis process requires a detailed ______ of financial statements.
Quantitative Aptitude
- If simple interest on ₹ 50,000 for 3 years is ₹ 7,500, find rate of interest.
- Ratio of Gross NPA to Net NPA is 5:3; Net NPA = ₹ 15 Cr. Find Gross NPA.
- A bank lends ₹ 2 lakh at compound interest 12% p.a. for 2 years. Find total amount.
- Find the average loan disbursed by 5 branches = ₹ 30, ₹ 40, ₹ 50, ₹ 60, ₹ 70 lakhs.
- A loan turns NPA after 90 days of non-payment. If installment was due on July 5, find NPA date.
Professional Knowledge – Finance & Banking
- Explain Basel III norms and their impact on capital adequacy.
- What is the difference between Funded and Non-Funded credit facilities?
- Define the CAMEL rating system in banking supervision.
- What is the purpose of Credit Risk Mitigation under Basel II/III?
- Differentiate between Term Loan and Working Capital Finance.
🔸 Section B – Recommended Books / Study Resources
| Subject | Book / Source | Author / Publisher |
|---|---|---|
| Reasoning Ability | A Modern Approach to Logical Reasoning | R.S. Aggarwal (S. Chand) |
| English Language | Objective General English | S.P. Bakshi (Arihant) |
| Quantitative Aptitude | Quantitative Aptitude for Competitive Exams | R.S. Aggarwal (S. Chand) |
| Professional Knowledge – Finance | Professional Knowledge for Bank SO (Scale II & III) | Disha Publication |
| Banking Awareness | Banking Awareness | Arihant Experts |
| Financial Management & Credit Analysis | Principles of Bank Credit Management | N. Sriram Murthy |
| Current Banking Updates | Monthly Magazine – Banking & Economy | Pratiyogita Darpan / RBI Bulletin |
| Mock Tests & Online Practice | Oliveboard, Practice Mock, Adda247 Test Series | Online Platforms |
Frequently Asked Question (FAQ)
Question 1: What is the last date to apply for Bank of Baroda SO Recruitment 2025?
Answer: The last date to apply online is 30 October 2025.
Question 2: How many vacancies are there in Bank of Baroda SO 2025?
Answer: There are 50 vacancies across various Specialist Officer posts.
Question 3: What is the minimum qualification required for BOB SO posts?
Answer: Candidates must have a Graduate + PG in Finance or CA/CMA/CS/CFA.
Question 4: What is the exam pattern for Bank of Baroda SO Recruitment 2025?
Answer: It includes Reasoning, English, Quant, and Professional Knowledge sections.
Question 5: What is the selection process?
Answer: Online Test, Psychometric Test, GD, and Interview.
Question 6: What is the application fee for SC/ST candidates?
Answer: ₹175/- only (including GST).
Question 7: What is the age limit for the Senior Manager post?
Answer: Between 28 to 35 years.
Question 8: What is the pay scale for Chief Manager?
Answer: ₹1,02,300 – ₹1,20,940 per month.
Question 9: Where can candidates apply online?
Answer: Throughr Bank of Baroda Careers
Question 10: When will the exam be held?
Answer: The exam date will be notified later on the official website.
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The information provided here is for quick reference and simplified understanding. Candidates are strongly advised to visit the official website for complete and authentic details including eligibility, syllabus, and must read the official notifications. For easy to understand the notification details and simplified job details, please visit GovtJobLink.com.